Waiver Requirements

Full time domestic students wishing to waive the University sponsored plan must do so by the deadline (September 19 for Fall or February 1 for Spring). The waiver information must be entered on the web site at United Healthcare Student Resources linked here. Students will be asked to provide information about their alternative coverage. Minimum requirements of acceptable alternative coverage are:

  1. No maximum annual benefits per injury or illness.
  2. In-patient and out-patient care in the New Orleans area.
  3. Coverage for the entire time while attending Tulane.
  4. Pharmacy benefits.
  5. Mental Health benefits.
  6. Coverage for pre-existing conditions.

International students are NOT allowed to waive using the online system.  Click here for the International Student Health Insurance Waiver Procedure.

Additional minimum wavier requirements for international students with acceptable alternative coverage are:

  • Repatriation coverage and medical evacuation coverage.
  • Policy written in English.
  • Payment made directly to the healthcare provider (i.e. physicians, hospitals) for services provided.
  • Claims administrator based in the United States with a US telephone number and US address for claims submission.


The Waiver/Enrollment process must be completed each year.


Policy Periods and Terminations

The normal policy duration for the University sponsored plan is August 19 until the following August 18. Students who enroll in academic programs that begin prior to August 19 can purchase early coverage for an additional charge.

The election made in the fall to enroll in the sponsored plan or waive enrollment in the plan is effective for the entire year, not just the fall semester.  Students who waive enrollment in the plan in the fall cannot be subsequently added to the sponsored plan unless they are involuntarily dropped by their other provider.  Students who voluntarily enroll in the plan (or are assigned to the plan for failure to complete a waiver), and continue as Tulane students in the spring, are committed for twelve months of coverage -- August 19 to August 18.  Enrolled students will be responsible for the entire annual premium, though it may be billed in two installments.  Students who are not enrolled at Tulane for the spring semester  2015 will be terminated from the plan and refunded any premium paid for the spring/summer period.  Likewise, the election to waive or enroll in the plan for new full time students in January is binding for the period of January 1 to August 18.

Students who withdraw, transfer, or graduate at the end of the fall semester are not allowed to retain coverage on the University sponsored plan after December 31, but can purchase a continuation plan directly from United Healthcare Student Resources. Students who are terminated for this reason will have the appropriated premium adjustment made to their Accounts Receivable.

Students who are added to the plan in January have coverage from January 1 through August 18.

No credit for premium will be given for the summer months of any policy, even if the student has graduated or transferred at the end of the Spring semester.



The annual premium for a student for 2014-2015 is $ $2,624.00. The annual premium will be billed in 2 equal installments of  $ 1,312.00, one in the fall and one in the spring. The Spring/Summer only premium is  $1,657.00. A full description of premiums for students and dependents can be found here.


Other Services


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Student Health 101


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Page accessed: Tuesday, September 01, 2015
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